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52 results found
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| Ultimate Credit Card Security 
Lets introduce a paging device to empower the user of the card, the device which will be two way communication enabled (similar to a pager) small-size (that of a key chain) will establish a direct link between the customer and the bank from which the money is drawn. Whenever a transaction is attempted the bank sends the page to the device describing the transaction briefly eliciting a response from the user. On positive identification of the transaction (the user selects yes) and sends the signal back to the bank, the bank then continues the transaction, money being credited. In event of an unidentified transaction, the user simply says no and declines it. The bank cancels the merchants request and further takes action to seize the culprit who initiated the fraudulent transaction. Advantages of the above approach
1. the security is divided into two levels viz. card-level (cvv,cvv2) and the comm. device level (2 way communication btw bank and customer)
2. The card user is empowered and hence gathers faith.
3. Misuses reduced to zero.
4. In event of losing the card, the user is rest assured that the card is immune to fraud attacks.
5. Undue wastage of time, money and precious resources in legal hassles (both at the bank side and the side of creditcard user) are eliminated.
6. Potential Savings : Approx 80 million $ (global figure calculated annually) money scam via creditcardReward: a safe Credit Card transaction everytime 
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| Renaming Earth Contest
We should consider using a Universal word to rename our planet rather than using old words from thousands of years ago to bring all countries together under one word, instead of a translated version of the word Earth. Besides, it is not a creative word and it is old. Like all new things they are usually rejected at first since old words are comforting, and changing the word for Earth means changing it whereever it is written. (Books, maps, etc.). But other words are changing and after a few years it becomes standard and comforting to all. I propose we have a heavily sponsored contest for the best new name given to Earth and have it be a world wide contest so that everyone can vote on the best choice. We then give the winner a million dollars for the new name and a foot note of recognition to him or her.Reward: Consider using my name! Ha!
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