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A good debt consolidation company should offer you free educational services to help you manage your finances in a way that cuts out debt. They should offer you an initial free session to discuss your personal financial situation which would include details of your monthly expenses, earnings, assets, liabilities and your current credit card debt situation. The company should be able to provide you with viable options to choose from towards a debt free recovery process. Debt consolidation services should entail nominal fees. A good company will be able to offer you help regardless of your ability to pay. You should consider all these aspects while looking for debt counseling. You should also make sure that the company you go for is registered with the Better Business Bureau to make sure you are entrusting your financial situation to a reputable agency.