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By bmccue
#7058
WHat if a Dr. could offer two options for the same service.
Option #1, with a lower cost, would require the patient to cap any settlement at say $250,000.
Option #2, higher cost, would allow the patient to shoot for the moon in terms of settlements (like today).

The cap in option #1 would effectively reduce the premiums to the doctor which could then be passed to the patient.
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