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ankurgupta84
 India
Ultimate Credit Card Security Printer Friendly Version
Lets introduce a paging device to empower the user of the card, the device which will be two way communication enabled (similar to a pager) small-size (that of a key chain) will establish a direct link between the customer and the bank from which the money is drawn. Whenever a transaction is attempted the bank sends the page to the device describing the transaction briefly eliciting a response from the user. On positive identification of the transaction (the user selects yes) and sends the signal back to the bank, the bank then continues the transaction, money being credited. In event of an unidentified transaction, the user simply says no and declines it. The bank cancels the merchants request and further takes action to seize the culprit who initiated the fraudulent transaction. Advantages of the above approach

1. the security is divided into two levels viz. card-level (cvv,cvv2) and the comm. device level (2 way communication btw bank and customer)

2. The card user is empowered and hence gathers faith.

3. Misuses reduced to zero.

4. In event of losing the card, the user is rest assured that the card is immune to fraud attacks.

5. Undue wastage of time, money and precious resources in legal hassles (both at the bank side and the side of creditcard user) are eliminated.

6. Potential Savings : Approx 80 million $ (global figure calculated annually) money scam via creditcard
Reward: a safe Credit Card transaction everytime 

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jgoodwin
 USA
Corporate scholarships for high school senior Printer Friendly Version
Scholarships for college awarded to high school students usually come from colleges themselves or philanthropic sources. One important stakeholder in having a well-educated workforce is corporate America. Companies should sponsor prestigous college scholarships for promising students as they are graduating from high school for a commitment to work for the company for a certain period of time. The military does this effectively through the academies and ROTC. Corporations need to contribute to make a college education and good job seem more glamorous.
Reward: More good students in college who don't have to work too much to stay there. 

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24°

   
sonia81f
 USA
Cleaning air pollution with a hepa filter Printer Friendly Version
I had this idea for a few years and just want to put it out there. There are hepa air filters in homes that are ionic and clean pollutants in the air. So why can't we build one big ionic hepa filter for the air pollution we already have. We can also reuse the oils that are captured as another way conserving. Also if this is too much money maybe we can create smaller versions and put it in the exhaust of our cars. If it works in our home why not in the open air.
Reward: I just would like to be acknowledged in the project as to where the idea came from and be the first person to get this product if it goes in cars. 

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25°

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